1. Who We Are

Erudite Life Insurance Agency ("Erudite Life," "we," "us," or "our") is an independent insurance agency operated by Trevor Browning, licensed in all 50 states. Our contact information is: (219) 670-0120 / agencybrowning@gmail.com.

2. Information We Collect

When you use our website or contact us, we may collect:

• Name, email address, and phone number provided through quote forms
• General demographic information (age, state of residence) provided voluntarily
• Coverage preferences and health history you choose to share
• Usage data including pages visited, browser type, and IP address
• UTM parameters and referral source information

3. How We Use Your Information

We use the information you provide to:

• Respond to your quote requests and inquiries
• Contact you about insurance options that may suit your needs
• Send verification codes via SMS when you use our quote form
• Improve our website and services
• Comply with applicable laws and regulations

We do not sell, rent, or share your personal information with third parties for their marketing purposes.

4. SMS / Text Messaging

By providing your phone number and submitting our quote form, you consent to receive a one-time SMS verification code and follow-up contact from a licensed Erudite Life advisor. Message and data rates may apply. You may opt out at any time by replying STOP.

5. Third-Party Services

We use GoHighLevel (GHL) as our CRM to manage client contacts and communications. Information you submit may be stored within this system. GHL is subject to its own privacy policy. We do not use your information for any purpose beyond what is described in this policy.

6. Cookies & Analytics

Our website may use cookies and similar technologies to understand how visitors use the site. This helps us improve the experience. You can disable cookies in your browser settings, though some features may not work correctly.

7. Data Security

We take reasonable measures to protect your personal information, including encrypted transmission (HTTPS), server-side hashing of verification codes, and limiting access to contact data to authorized personnel only.

8. Your Rights

You have the right to request access to, correction of, or deletion of your personal information. To exercise these rights, contact us at agencybrowning@gmail.com or (219) 670-0120.

9. Children's Privacy

Our services are not directed to children under 13. We do not knowingly collect personal information from children under 13.

10. Changes to This Policy

We may update this privacy policy from time to time. We'll note the date of the most recent update at the top of this page. Continued use of our website after changes constitutes acceptance of the updated policy.

11. Contact Us

Questions about this privacy policy? Reach us at:
agencybrowning@gmail.com
(219) 670-0120